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Terms of Use

A legal disclaimer

These Terms of Use (“Terms”) govern your access to and use of learnin20hours.com (the “Website”), operated by The Kingston Group, LLC (“Kingston Group,” “we,” “us,” or “our”).

By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

Educational Purpose

The Website provides information concerning Learn in 20 Hours™ and related trading education programs.

All information available through the Website is provided for educational and informational purposes only.

Nothing on the Website constitutes investment, financial, legal, tax, or accounting advice or a recommendation or solicitation to buy, sell, hold, or trade any security, option, financial instrument, or investment strategy.

Please review our Disclosures & Disclaimers, which are incorporated into these Terms by reference.

Intellectual Property

The Website and its original content, including text, course descriptions, curricula, educational materials, presentations, graphics, logos, videos, images, design elements, downloadable materials, and other original content, are owned by or licensed to The Kingston Group, LLC and are protected by applicable copyright, trademark, and other intellectual-property laws.

Except as expressly authorized in writing, you may not copy, reproduce, republish, distribute, modify, adapt, translate, display, transmit, sell, license, create derivative works from, or commercially exploit protected Website or course content.

Nothing in these Terms transfers any ownership interest in intellectual property to you.

Trademarks

Learn in 20 Hours™, Learn to Trade in 20 Hours!™, and Learn to Trade Options in 20 Hours!™ are trademarks of The Kingston Group, LLC.

The names, marks, logos, slogans, and other brand identifiers of The Kingston Group, LLC may not be used in a manner likely to cause confusion regarding affiliation, sponsorship, endorsement, ownership, or source without prior written authorization.

Other trademarks appearing on the Website belong to their respective owners.

Course Materials

Access to educational programs or course materials is provided for the enrolled participant's personal educational use unless otherwise expressly stated.

Course materials may not be:

  • shared with unauthorized persons;

  • uploaded to file-sharing websites or other online services;

  • copied or redistributed;

  • recorded or retransmitted without authorization;

  • resold or sublicensed;

  • used to create or market a competing course or educational product; or

  • commercially exploited without prior written permission.

Purchase or enrollment provides access to the applicable educational program; it does not transfer ownership of the course or its intellectual property.

Relationship with Real Life Trading

Learn in 20 Hours™ is a trading education brand of The Kingston Group, LLC.

Enrollment, payment processing, course access, live instruction, technology services, and/or other aspects of delivery for Learn in 20 Hours™ educational programs may be provided through Real Life Trading.

Selecting an enrollment link may redirect you to a Real Life Trading website or platform.

Transactions completed through Real Life Trading may be governed by additional terms, policies, refund provisions, privacy policies, or other agreements presented by Real Life Trading.

Third-Party Websites and Services

he Website may contain links to third-party websites, platforms, products, or services.

Links are provided for convenience or informational purposes and do not necessarily constitute an endorsement or guarantee.

We do not control and are not responsible for third-party websites, their content, availability, security, policies, products, or services.

Your use of third-party services is governed by the applicable third party's terms and policies.

No Guarantee of Results

We do not guarantee that use of the Website or participation in any educational program will result in trading proficiency, profitability, financial success, or any particular outcome.

Trading involves risk, and losses can occur regardless of a person's level of education or experience.

Individual results and learning experiences vary.

Website Accuracy and Availability

We attempt to maintain useful and accurate information but do not warrant that Website content will always be complete, accurate, current, or error-free.

We may modify, suspend, remove, or discontinue Website content or functionality at any time.

We do not guarantee uninterrupted or error-free access to the Website.

Prohibited Conduct

You agree not to:

  • use the Website for unlawful purposes;

  • attempt to gain unauthorized access to the Website or related systems;

  • interfere with Website operation or security;

  • introduce malware or harmful code;

  • scrape, harvest, or systematically extract Website content without authorization;

  • impersonate another person or misrepresent your affiliation with another person or entity;

  • infringe intellectual-property or other rights; or

  • use Website content in violation of these Terms.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

THE KINGSTON GROUP, LLC DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY LAW, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY.

Nothing in these Terms excludes any warranty or right that cannot lawfully be excluded.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE KINGSTON GROUP, LLC AND ITS OWNERS, OFFICERS, CONTRACTORS, INSTRUCTORS, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE WEBSITE OR ITS CONTENT.

THE KINGSTON GROUP, LLC IS NOT RESPONSIBLE FOR TRADING OR INVESTMENT LOSSES RESULTING FROM DECISIONS MADE BY A USER OF THE WEBSITE OR PARTICIPANT IN AN EDUCATIONAL PROGRAM.

Nothing in these Terms limits liability that cannot lawfully be limited or excluded.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless The Kingston Group, LLC and its officers, owners, contractors, instructors, and agents from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of the Website, your material violation of these Terms, or your infringement of another person's rights.

Governing Law

These Terms are governed by the laws of the State of Connecticut, without regard to conflict-of-law principles.

Any dispute concerning these Terms or the Website will be subject to the jurisdiction of the state and federal courts having jurisdiction in Connecticut, except where applicable law provides otherwise.

Changes to These Terms

We may update these Terms periodically.

Changes become effective when posted to the Website unless otherwise stated. The “Last Updated” date at the top of this page identifies the most recent revision.

Continued use of the Website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

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